Business financing referrals · Cafés

Explore funding for your café equipment and stock.

Espresso machines, refrigeration and a reliable supply of ingredients all support the café counter. Set out the purchase you are planning and the period it needs to cover before applying for business funding.

Illustration of cafés and their working space
Espresso equipmentYour spending priorities and business needs

Business funding · Cafés

Plans for the funds

Costs to consider when preparing a request

01

Espresso equipment

A new espresso machine may also require a grinder, water treatment and installation. Check the full setup cost and the time the counter would be out of service.

02

Seasonal stock

Coffee, milk alternatives and takeaway supplies can sell at different rates through the year. Base the order on recent use and the trading period ahead, especially before local events or holidays.

03

Service counter

An extra counter or display refrigerator can change how orders move through the café. Include fitting work and electrical requirements alongside the equipment quote.

Illustration of cafés equipment and workspace
Illustration of cafés equipment and workspace

Cafés · funding preparation

Think through the timing of the work

Compare regular weekday sales with weekend or event-driven trade. The busiest hour is useful context, but the whole trading month matters when considering a repayment schedule.

Request steps

How the referral process works

01

Define the purchase

Connect the requested amount to equipment, stock or another identified business cost.

02

Describe current trading

Provide the industry and operating information asked for, keeping estimates separate from confirmed figures.

03

Finish the application

Read the disclosures, check contact details and complete the mobile verification required for submission.

Ready your information

Put your request details in order

Identify which purchase or cash-flow period the requested amount is intended to support.

  • 01What the funds would cover and when they are needed
  • 02Monthly sales information and time in operation
  • 03Company name, type of business and estimated credit profile
  • 04Contact details for the request and a working mobile

Questions about our role

How our referral service operates

How are introductions to providers handled?

We may sell the business and contact details in your application to up to five funding partners for follow-up about financing. Our payment is for the referral rather than a funded outcome, and applying does not incur a fee from this service.

Where do offer conditions come from?

We cannot promise approval, a financing amount or particular terms from an application. Those decisions belong to the provider after its own review.

What determines the time needed for review?

Include the real payment deadline in the request without assuming it will be met. Availability follows the provider’s decision and completion of its requirements.

What should I expect at the verification step?

Before sending your details, check the consent wording for calls, texts and information sharing. The code sent to your mobile is used to confirm access to that number.

Start with the essentials

Explain what you need and when you need it

Describe the planned expense in the application and complete the requested business profile.